require($INC);
} elseif (!IS_MEMBER()) {
LOAD_URL("modules.php?module=index");
-} elseif (!EXT_IS_ACTIVE("bank")) {
+} elseif ((!EXT_IS_ACTIVE("bank")) && (!IS_ADMIN())) {
ADD_FATAL(EXTENSION_PROBLEM_EXT_INACTIVE, "bank");
return;
} elseif ($BLOCK_MODE) {