<frameset cols="*,469" frameborder="no" border="0" framespacing="0">
<frame name="surfbar_top" src="{!URL!}/surfbar.php?frame=top" frameborder="no" scrolling="no" noresize>
<frame name="surfbar_banner" src="{!URL!}/surfbar.php?frame=banner" frameborder="no" scrolling="no" noresize>
</frameset>
<frameset cols="*,469" frameborder="no" border="0" framespacing="0">
<frame name="surfbar_top" src="{!URL!}/surfbar.php?frame=top" frameborder="no" scrolling="no" noresize>
<frame name="surfbar_banner" src="{!URL!}/surfbar.php?frame=banner" frameborder="no" scrolling="no" noresize>
</frameset>